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Wallet MCC Codes

When you assign specific perks to your employees (like Food, Fuel, or Medical), their PerksPe RuPay card is automatically restricted to work only at merchants that fall under approved Merchant Category Codes (MCC). This ensures that perk allowances are spent appropriately.


Below is a tabular breakdown of the wallets and their permitted MCC codes:

Wallet NamePermitted MCCs & Descriptions
Food5311: Department Stores
5411: Grocery Stores, Supermarkets
5422: Freezer and Locker Meat Provisioners
5441: Candy, Nut, and Confectionery Stores
5451: Dairy Products Stores
5462: Bakeries
5499: Miscellaneous Food Stores (Convenience Stores, Specialty Markets)
5811: Caterers
5812: Eating places and Restaurants
5814: Fast Food Restaurants
Fuel5172: Petroleum and Petroleum Products
5541: Service Stations (with or without ancillary services)
5542: Automated Fuel Dispensers
5980: Fuel Dealers (Fuel Oil, Wood, Coal, Liquefied Petroleum)
Medical8011: Doctors and Physicians (Not Elsewhere Classified)
8021: Dentists and Orthodontists
8031: Osteopaths
8041: Chiropractors
8042: Optometrists and Ophthalmologists
8049: Podiatrists and Chiropodists
8050: Nursing and Personal Care Facilities
8062: Hospitals
8071: Medical and Dental Laboratories
8099: Medical Services and Health Practitioners (Not Elsewhere Classified)
5912: Drug Stores and Pharmacies
GeneralALL: The General wallet has no MCC restrictions and can be used anywhere.